Risk Disclosure Statement

1. IMPORTANT NOTICE AND ACKNOWLEDGMENT

1.1 Contractual Status. This Risk Disclosure Statement (“Risk
Disclosure”) forms part of and is incorporated into the Platform’s Terms
and Conditions and related policies (collectively, the “Agreement”).
Capitalized terms not defined herein have the meaning given in the
Agreement.

1.2 Mandatory Acceptance. By accessing or using the Plucasa platform
(the “Platform”), you acknowledge that you have read, understood, and
accepted the risks described herein, and you agree that these risks are
inherent to the Platform model.

1.3 Not Advice. This Risk Disclosure is not legal, financial, tax, or
investment advice. You must obtain independent professional advice where
appropriate.

1.4 Use-at-Risk. Use of the Platform involves significant financial,
technological, regulatory, operational, custodial, cybersecurity, and
outcome-related risks. You should not use funds you cannot afford to
lose.

1.5 No Assurance of Availability or Outcome. Plucasa provides the
Platform “as is” and “as available.” No outcome, profit, performance,
settlement speed, dispute outcome, or availability level is guaranteed.

2. PLATFORM NATURE (NOT GAMBLING / NOT FINANCIAL SERVICES)

2.1 Marketplace Characterization. Plucasa is a digital marketplace
facilitating the publication and purchase of analytical sports
predictions (“Predictions”) created and offered by Users.

2.2 Express Disclaimers. Plucasa: (a) is not a bookmaker; (b) is not a
gambling operator; (c) is not a betting intermediary; (d) is not a
financial institution; (e) is not an investment advisor, broker, dealer,
or portfolio manager; and (f) does not provide legal, tax, financial, or
investment advice.

2.3 Informational Content Only. Predictions are informational opinions
and analyses only. No outcome, profit, return, or performance is
guaranteed. You assume full responsibility for any reliance you place on
Predictions.

2.4 No Fiduciary Relationship. Nothing in the Platform, this Risk
Disclosure, or the Agreement creates a fiduciary, advisory, agency,
partnership, employment, or trust relationship between you and Plucasa.

3. DIGITAL ASSET AND NETWORK RESTRICTIONS (ETH ON ARBITRUM ONE ONLY)

3.1 Asset Restriction. The Platform operates exclusively using Ethereum
(ETH). No fiat currency is accepted. No stablecoins or other tokens are
supported unless expressly stated within the Platform.

3.2 Network Restriction. The Platform operates exclusively on the
Arbitrum One network. Transactions on any other network, chain, rollup,
sidechain, layer, bridge, token standard, or routing path are
unsupported.

3.3 Mis-Send Risk. If you send assets using an unsupported network or
token, funds may be permanently lost and unrecoverable. Plucasa has no
obligation to recover mis-sent assets, and recovery may be impossible.

3.4 Irreversibility. Blockchain transactions are generally irreversible
once confirmed. There are no chargebacks.

4. PRICE VOLATILITY AND MARKET RISK

4.1 Volatility. Digital Assets may be subject to extreme volatility and
rapid price fluctuations.

4.2 Timing Risk. You may experience losses due to: (a) rapid changes in
ETH valuation; (b) price movements occurring between purchase, dispute
initiation, dispute resolution, and settlement execution; and (c)
broader market instability affecting liquidity and transaction costs.

4.3 No Value Guarantee. Plucasa does not guarantee any exchange rate,
value stability, or protection against volatility.

5. BLOCKCHAIN AND SETTLEMENT TECHNOLOGY RISK

5.1 Beyond Plucasa Control. Blockchain systems and supporting
infrastructure may be affected by conditions beyond Plucasa’s control,
including: (a) network congestion and delayed confirmations; (b)
outages, disruptions, or degraded performance; (c) chain reorganizations
(“reorgs”) or forks; (d) validator failures or protocol changes; (e)
third-party infrastructure failures (RPC endpoints, indexers, explorers,
wallet providers, bridges, or hosting providers); (f) wallet provider
instability or incompatibility; and (g) gas price spikes and fee
unpredictability.

5.2 Settlement Timing. Settlement may be delayed due to network
conditions, integrity checks, or administrative holds. Plucasa makes no
representation that settlement will occur within any specific timeframe.

5.3 Finality Risk. Once a settlement transaction is confirmed, it is
final and generally cannot be reversed.

6. ESCROW CUSTODY AND PLATFORM-CONTROLLED WALLET RISK

6.1 Custody Disclosure. The Platform uses a platform-controlled escrow
mechanism. When you initiate or participate in an Escrow Transaction,
ETH is transferred to a Platform-controlled escrow wallet (“Escrow
Wallet”) and temporarily held pending conditional settlement, refund,
dispute processing, fraud review, or compliance holds as described in
the Agreement.

6.2 Temporary Hold; No Interest. Escrow custody is temporary and for
transactional settlement only. No interest, yield, rewards, or return
accrues on escrowed ETH.

6.3 Not a Bank; No Deposit; No Insurance. Escrowed ETH is not a deposit
and is not protected by deposit insurance or investor compensation
schemes. Plucasa is not a bank, deposit-taking institution, payment
account provider, or investment custodian.

6.4 Custodial Loss Risk. Temporary custody introduces risks including,
without limitation: (a) operational error; (b) private key compromise;
(c) insider threat; (d) cyberattack or unauthorized access; (e)
infrastructure failure; (f) transaction execution failure; and (g) force
majeure events. Plucasa implements commercially reasonable safeguards
but cannot guarantee absolute security or guarantee that escrowed ETH
cannot be lost, delayed, or compromised.

6.5 Administrative Control Risk. Plucasa retains contractual authority
under the Agreement to delay, pause, freeze, or refuse settlement and to
hold escrowed ETH where reasonably necessary for fraud prevention, abuse
prevention, sanctions/AML review, legal compliance, or technical anomaly
investigation. This may extend settlement timeframes and restrict access
to escrowed ETH.

6.6 No Fiduciary Standard. Escrow handling is administered contractually
as part of Platform operations and does not create fiduciary duties or
trustee obligations toward you.

7. USER ERROR RISK (ADDRESSES, NETWORKS, AND TRANSACTION EXECUTION)

7.1 Sole Responsibility. You are solely responsible for: (a) using
correct wallet addresses; (b) selecting the Supported Network (Arbitrum
One); (c) confirming transaction details before sending; and (d)
maintaining sufficient gas and functional wallet software.

7.2 Permanent Loss. Sending ETH to the wrong address, wrong network, or
incompatible destination may result in permanent loss.

7.3 Interface and Signing Risk. Wallet interfaces may display misleading
prompts or be compromised. You are responsible for verifying all
transaction parameters before signing.

8. ESCROW STRUCTURE AND PROCEDURAL RISK

8.1 Rule-Based Settlement. The Platform uses a rule-based escrow and
settlement process governed by Platform rules and administrative
determination where applicable.

8.2 Buyer Dispute Window. Following event conclusion (as determined by
Platform data sources and integrity checks), the Buyer has a defined
time window to initiate a dispute (“Dispute Window”). If the Buyer does
not initiate a dispute within the Dispute Window, escrow may
automatically release to the Seller in accordance with Platform logic,
subject to fraud/compliance holds and integrity checks.

8.3 Dispute Initiation and Pause. If the Buyer initiates a dispute
within the Dispute Window: (a) automatic release is paused; (b) the
Seller is notified electronically; and (c) a Seller response window
begins.

8.4 Seller Response Window. During the Seller response window, the
Seller may voluntarily issue a refund. If a refund is issued within that
window: (a) escrow closes; (b) no administrative determination occurs;
and (c) no Dispute Administration Fee applies.

8.5 Escrow Lock and Administrative Determination. If the Seller does not
refund within the response window: (a) escrow remains locked; (b)
administrative review becomes mandatory; and (c) administrative
determination is binary: Refund (Buyer) or Release (Seller). No partial
settlements apply unless expressly supported by Platform rules displayed
at the time of purchase.

8.6 Disputes Do Not Expire Once Initiated. If a dispute is validly
initiated within the Dispute Window, it does not expire. Escrow remains
locked until a final administrative determination is issued. You
acknowledge escrow may remain locked for a period of time pending
review, evidence assessment, compliance screening, and settlement
execution.

8.7 Administrative Discretion and Finality. Administrative
determinations are final within the Platform, subject only to correction
of manifest clerical error or demonstrable platform malfunction as
determined by Plucasa pursuant to the Agreement.

8.8 Data Source and Timing Risk. Event outcomes may be delayed,
corrected, revised, or disputed by official sources. Platform
determinations may rely on third-party sources and reconciliation
procedures, which may affect timing and outcomes.

9. DISPUTE ADMINISTRATION FEE RISK (€10)

9.1 Fee Trigger. Where an Administrator issues a final determination,
the party whose position is rejected will incur a €10 Dispute
Administration Fee.

9.2 Characterization. This fee: (a) applies equally to Buyers and
Sellers; (b) applies only where administrative adjudication occurs; (c)
is intended to discourage abusive, frivolous, or bad-faith dispute
activity; (d) reflects dispute resolution and operational costs; and (e)
is not a penalty and does not constitute wagering consideration.

9.3 Collection Risk. The fee may be deducted from escrow, applied to
Platform balance, or offset against future transactions. If insufficient
balance exists, account functionality may be restricted until satisfied.

10. EVENT OUTCOME, DATA SOURCE, AND INTERPRETATION RISK

10.1 Unpredictability. Sporting events are inherently unpredictable.
Risks include: (a) unforeseen outcomes, injuries, officiating decisions,
or rule changes; (b) postponements, cancellations, abandoned matches, or
replay conditions; and (c) inconsistencies between data sources or
reporting delays.

10.2 Third-Party Data. Plucasa may rely on third-party data sources and
does not guarantee their accuracy, completeness, timeliness, or
availability.

10.3 Drafting Risk. Administrative review is based on objective event
outcome relative to the Prediction’s stated criteria; however, Users
acknowledge that interpretive disputes may arise depending on how a
Prediction was drafted. Users are responsible for understanding
Prediction criteria before purchase.

11. PREDICTION QUALITY AND INFORMATIONAL RISK

11.1 User-Generated Variability. User-generated Predictions vary in
quality, clarity, and accuracy.

11.2 No Guarantee of Competence. Plucasa does not guarantee: (a) the
competence, expertise, or identity of Predictors; (b) that Predictions
are error-free; (c) that content is suitable for any particular purpose;
or (d) that Purchases will produce favorable outcomes.

11.3 Independent Evaluation. You are responsible for evaluating content
and deciding whether to purchase or rely on it.

12. PLATFORM OPERATIONAL AND TECHNICAL RISK

12.1 Platform Issues. The Platform may experience: (a) downtime; (b)
maintenance interruptions; (c) bugs; (d) interface errors; (e) delayed
notifications; and (f) settlement delays.

12.2 No Guaranteed Service Levels. While Plucasa uses reasonable efforts
to maintain system integrity, no platform can guarantee uninterrupted
service. Operational issues may affect timing, visibility of
information, and access to features.

12.3 Dependency Risk. Platform functionality may rely on third parties
(hosting, databases, wallet providers, RPC providers, DDoS mitigation,
email services). Failures may impair services or settlement.

13. CYBERSECURITY RISK

13.1 Threat Landscape. Cybersecurity threats may include: (a) account
takeover attempts; (b) credential stuffing; (c) phishing and social
engineering; (d) denial-of-service attacks; (e) malware and malicious
scripts; (f) SIM swaps and email compromise; and (g) third-party
compromise.

13.2 No Absolute Security. Plucasa implements reasonable safeguards but
cannot guarantee absolute security. Users remain responsible for
securing their devices, email accounts, and wallets.

13.3 Residual Risk. Security incidents may result in loss, delay,
compromise, account restriction, or suspension.

14. FRAUD, ABUSE, AND ENFORCEMENT RISK

14.1 Integrity Measures. To protect Platform integrity, Plucasa may: (a)
investigate suspicious behavior; (b) implement rate limits and risk
controls; (c) freeze escrow or delay settlement; (d) restrict accounts;
(e) require additional verification; and (f) refuse transactions or
access.

14.2 False Positives. Legitimate users may experience restrictions where
patterns resemble fraud or abuse.

14.3 No Liability for Good-Faith Enforcement. Plucasa is not liable for
enforcement actions taken in good faith pursuant to the Agreement.

15. REGULATORY AND LEGAL RISK

15.1 Evolving Regulation. Digital assets, online marketplaces, and
sports-related services are subject to evolving regulations.

15.2 Impact. Regulatory changes may: (a) restrict Platform availability
in certain jurisdictions; (b) require changes to services or
disclosures; (c) result in suspension or termination of certain
features; (d) impose additional compliance obligations; and (e) increase
operating costs or liability exposure.

15.3 Platform Modifications. Plucasa may modify, restrict, or suspend
services where necessary to comply with law or reduce legal exposure.

16. JURISDICTIONAL RESTRICTION RISK

16.1 Local Law. Some jurisdictions may restrict or prohibit digital
asset usage or sports-related marketplace activity. You are responsible
for ensuring legal compliance in your location.

16.2 Access Controls. Plucasa may restrict access from jurisdictions
that present compliance, sanctions, or legal risk.

17. TAX RISK

17.1 User Responsibility. You are solely responsible for determining,
reporting, and paying taxes arising from your Platform activity,
including: (a) ETH transactions; (b) gains or losses; (c) income derived
from Predictions; and (d) cross-border obligations. Plucasa does not
provide tax advice.

18. NO RELIANCE / INDEPENDENT DECISION-MAKING

18.1 No Reliance. You acknowledge that: (a) you do not rely on Plucasa
for financial, legal, tax, or investment advice; (b) you make
independent decisions regarding purchases and disputes; and (c) you
understand and accept the escrow process, dispute windows,
administrative hold authority, and finality of administrative
determinations.

18.2 Suitability. You are solely responsible for determining whether use
of the Platform is suitable for you, including your ability to tolerate
losses and operational restrictions.

19. LIMITATION OF LIABILITY AND DISCLAIMERS APPLY

19.1 Incorporation. All use of the Platform is subject to the
disclaimers and limitation of liability provisions in the Terms and
Conditions.

19.2 Non-Exhaustive Examples. To the maximum extent permitted by law,
Plucasa shall not be liable for losses arising from: (a) Prediction
outcomes; (b) ETH volatility; (c) blockchain congestion, outages, forks,
or reorgs; (d) user error or wallet compromise; (e) third-party
failures; (f) settlement delays outside reasonable control; (g)
compliance holds and enforcement actions taken in good faith; and (h)
regulatory changes.

19.3 Remedies. Your sole remedies, if any, are limited by the Agreement
and applicable law.

20. ACKNOWLEDGMENT

20.1 By using the Platform, you confirm that: (a) you understand these
risks; (b) you accept the possibility of partial or total loss of
Digital Assets used on the Platform; (c) you accept blockchain
irreversibility; (d) you accept escrow lock and administrative review
procedures where disputes arise; (e) you accept Plucasa’s contractual
authority to implement fraud/compliance holds and integrity actions; and
(f) you agree that use of the Platform is at your own risk.

End of Risk Disclosure Statement